Long Term Care Insurance
Plan Provisions (Not accepting new entrants effective July 1, 2011)
Long term care refers to assistance that is required with routine, everyday activities such as eating, bathing or dressing. These services are not typically covered by medical or disability insurance and can be very expensive. Medicare plans also limit the amount of coverage for these services.
Employees can choose between a comprehensive plan and a facilities-only plan. Daily and lifetime benefit amounts available are $80/day and $100,000 or $120/day and $150,000.
Long term care insurance provided by MetLife:
- Helps pay for services that are not covered by most other types of insurance, which reduces the employee's out-of-pocket costs.
- Provides employees with benefit dollars to pay for covered long term care services that are right for the employee's needs and preferences, including care that takes place in the home.
- Offers coverage at group rates.
For further information please call MetLife 1-800-438-6388 TTD/TTY 800638-1004