The State of Illinois' basic term life insurance is automatically provided to employees eligible to receive benefits. Full-time and part time status employees working at 50% time or above receive term life insurance in an amount equal to their annual salary, at no cost. Up to $50,000 of this life insurance is tax exempt. Any insurance in excess of $50,000 will be taxed as imputed income.

Additionally, benefits-eligible employees may choose to apply for and purchase optional life insurance for themselves and/or their eligible dependents through the State of Illinois (Minnesota Life) plan. The cost of optional plans is paid through payroll deduction.

Child Life Insurance

Through State of Illinois (Minnesota Life), dependent children are covered on life insurance up to and including age 25.  Life insurance coverage is $10,000.

Spouse Life Insurance

Spouse life insurance coverage is $10,000.


IL State Coverage

Minnesota Life Insurance Coverage Policy No. 32491-G